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Accidents happen when you least expect it. Make sure you are covered on your big day with Wedsure's Liability Insurance. Wedsure's Liability covers you in the event that you become legally responsible for bodily injury, personal injury or property damage caused by an accident which occurs during the course of your covered event.
Liability insurance coverage limits
Which events are covered?
A single Liability policy will cover your rehearsal, rehearsal dinner, wedding ceremony and reception.
How much is the deductible?
Liability and optional Medical Payments have no deductible. Property Damage Liability offers deductibles starting at $1,000 up to $10,000.
Three things you should know
about Wedsure's Liability Insurance:
What is Liability, what does it cover?
Wedding Liability Insurance provides legal liability coverage for accidents. It provides peace of mind and protection from financial loss, such as when a guest breaks their ankle or a drunk guest gets into an car accident, etc.
What if someone is injured at the rehearsal dinner?
If you purchase Liability (including supplemental defense) the policy will cover allegations of bodily injury, personal injury or property damage caused by a covered accident which occurs during the rehearsal, rehearsal dinner, ceremony or reception.
Are medical payments included?
Medical payments coverage is optional under the Liability coverage. Medical Payments pay reasonable medical expenses for each person who is injured, up to the specified limit, during the covered event for a covered cause of loss.
How do I get Proof of Insurance for the event site?
When you purchase Liability coverage, an Additional Insured endorsement and Certificate of Liability can be issued. We allow you to customize the certificate with the venue's name and location. View Sample Certificate of Insurance. Please note - if your venue has specific wording to be added to the certificate, make sure to provide the required language during the application process or call 1-800-ENGAGED for approval.
All Wedsure wedding insurance policies are secured by the Fireman's Fund. An A+ rated carrier by the A.M. Best Company, Standard & Poor's and Moody's. Fireman's Fund Insurance Company began in 1863, in San Francisco, and their name reflects their colorful beginnings. Fireman's Fund parent company, Allianz SE, of Munich, Germany, is the fourth largest financial institution in the world. Allianz operates in over 70 countries with more than 170,000 employees.
Allianz purchased Fireman's Fund in 1991. Fireman's Fund was a good fit for Allianz because both companies value financial strength, traditional values, and have a philosophy that honors loyalty and service to their customers.
As of December 31, 2007, Fireman's Fund had statutory assets of $11.8 billion, with $2.9 billion in policyholder statutory surplus. Since their acquisition by Allianz in 1991, Fireman's Fund Insurance Company's gross written premiums have grown from just over $3 billion in 1992 to $5.9 billion in 2007.
View Wedsure Sample Policy
"Without character, man amounts to nothing, and the same is true of a corporation, which is man's creation. Character involves honesty, integrity, loyalty and fair play. These qualities are the foundation of a code which the Fireman's Fund has followed throughout its entire existence, in all its relationships - with agents, policyholders, stockholders, employees and competitors." - J. B. Levison
President of Fireman's Fund, 1917 to 1937