Wedding Insurance

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A Division of RVNA
A Division of RVNA

What Could Go Wrong?

A wedding includes not only the big day but the events leading up to it as well. Combine the wedding and reception with the rehearsal and rehearsal dinner and you have a lot of possibilities for mishaps.

Vendor and venue problems
Anyone you hire to deliver or provide something for your event such as bridal salons, disc jockeys, officiants and caterers have the potential to disrupt your wedding, to say the least. Even the event site can have serious problems such as a bankruptcy or fire. The bottom line - problems with vendors and venues can arise.

Top 10 Vendor Nightmares
Top Questions to Ask Vendors Before Hiring
Top 20 Wedding Mishaps
Review our 'Things Gone Wrong' Articles

top ten questions Print Top 10 Questions to Ask


It's smart to purchase Wedsure Wedding Insurance for your big day. The average wedding costs $29,000. Wedsure Wedding Insurance starts at only $95. What's stopping you?

Accidents at your wedding events
During the multiple events leading up to the big day and the wedding day itself, injuries can happen. More often than not, the location where the wedding is being held will request the event holder to purchase Liability Insurance and name them on the policy as an Additional Insured.

With Wedsure Wedding Insurance, Additional Insureds can be added instantly. Everything can be entirely completed online, in minutes. Wedsure Wedding Insurance can be purchased from between 2 years to as late as the night before your event for the same price. Quote, Purchase and Print your documents including a Certificate of Insurance, in minutes.

Top 20 Wedding Mishaps

The caterer, the dress and the band are quite expensive. Wouldn't it be nice if you didn't have to kiss those investments goodbye? Once you take a look at these top wedding mishaps, I'm sure you'll agree that Wedding Insurance is just plain smart. Start building your policy now!

  1. A tornado rendered the venue uninhabitable. $35,000
  2. The rings were stolen out of the groom's home. $15,352
  3. The seamstress lost the bridal gown. $3,412
  4. The tuxedos were double rented. $2,278
  5. A drunk guest got into an auto accident. $500,000
  6. The photographer's car was stolen with the camera and wedding photos. $15,000
  7. The reception venue went out of business. $8,500
  8. The DJ went out of business. $1,257
  9. The wedding gifts were stolen at the reception. $12,300


  1. Bridesmaid left a candle burning in the dressing room and the facility caught fire. $150,000
  2. The bride's father had a heart attack. $50,000
  3. The bride got cold feet. $15,897
  4. The flower girl hid the wedding ring in her princess purse. Scary but not expensive!
  5. The guests got food poisoning. $56,221
  6. The groom's previously approved military leave was revoked. $32,528
  7. An elderly guest was knocked over and broke both of her hips. $352,000
  8. Only 1/4 of the guests showed due to an ice storm. $43,625
  9. The caterer failed to show. $15,350
  10. The minister failed to show. $8,350
  11. The groom was laid off and the couple could no longer afford the wedding. $6,500

Top 10 Vendor Nightmares

  1. The seamstress lost the bridal gown. (Special Attire)
  2. The bridal store burned down. (Special Attire)
  3. The limo went out of business. (Loss of Deposits)
  4. The minister failed to show. (Cancellation/Postponement)
  5. The florist failed to show. (Loss of Deposits)
  6. The caterers failed to show. (Cancellation/Postponement)
  7. The photographer disappeared after the wedding day. (Photographs/Video)
  8. The DJ went out of business. (Loss of Deposits)
  9. The event site went bankrupt. (Cancellation/Postponement)
  10. The wedding coordinator went out of business. (Loss of Deposits)

Hiring a Vendor? Never Forget to Ask These 10 Questions.

Now that you see all the things that have gone wrong, Wedsure Wedding Insurance is just plain smart. Start building your policy now! Wedding Insurance packages start at just $95!

Top 10 Questions to Ask a Vendor

Hiring a Vendor?
Never Forget to Ask These 10 Questions.

  1. How long have you been in business? Be cautious with new businesses.
  2. How many weddings do you support every year? Higher volume equals greater knowledge and expertise.
  3. How much do you charge? You usually get what you pay for.
  4. What is included in the charges? One vendor may include services that you would have to pay extra for with another vendor. Get the details.
  5. How much is the deposit? Deposits vary and may be negotiable. Knowing deposits upfront enables you to plan and budget accordingly.
  6. What is the cancellation/refund policy? Find out if your deposit is refundable and under what circumstances. Wedsure Wedding Insurance Loss of Deposits coverage will protect you from lost deposits.

  1. Do you use a contract? A contract is designed to protect both you and the wedding vendor. Always get everything in writing.
  2. Are there any additional fees? Taxes, gratuities, service charges, etc. Extra charges should be clearly identified in your contract.
  3. Do you carry Liability Insurance? Don't work with anyone who can't provide proof of liability insurance. Insurance provides invaluable financial protection and it's also a sign that the vendor is reputable, responsible and a professional.
  4. Do you require Liability Insurance? If it's an event site for the rehearsal, rehearsal dinner, wedding, reception or any other event connected with the wedding, the venue may require you to provide liability insurance. Find out more about Wedsure Liability with instant Certificates of Liability.



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The information presented on, is only a summary; it is not all inclusive, nor does it alter or waive any of the actual policy language. Read your policy.

Unless otherwise disclosed in your quotation letter, our professional fees are normally based upon a commission, which is calculated by applying a percentage against the collected premium and paid to us by an insurance company. Additionally, RVNA may receive compensation from an insurance company which is based upon premium volume, growth and loss experience, and from a premium finance company for the arrangement of a premium finance agreement. After you have reviewed your quotation letter, you have no obligation to purchase insurance from us. Should you ultimately choose to do so, you are agreeing to all of the charges displayed within your quotation letter.

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