Wedding Insurance FAQs

Our most popular questions answered

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Wedsure's Insurance Coverages

Wedding Liability Insurance, our most popular coverage, starts at $125 and includes:

  • $1 Million/$2 Million in General Liability (Bodily Injury/Property Damage)
  • Free Host Liquor Liability
  • $1,000 in Free Cancellation/Postponement coverage
  • A+ Rated Coverage for over 25 Years

Wedsure’s Liability includes free Certificates of Liability Insurance for immediate Proof of Insurance.

In addition to Liability, Wedsure has eight more optional coverages. Whether your getting married on the beach in Hawaii or a high-rise in New York City, Wedsure saves you money because you can tailor our policies to meet your event needs.

Wedding insurance by Wedsure covers all sorts of things for your wedding or private event. Wedsure offers nine optional wedding insurance coverages.

A single policy, starting as low as $125 covers your Wedding Rehearsal, Rehearsal Dinner, Ceremony, and Wedding Reception.

Wedsure’s nine optional coverages:

  • Wedding Liability (includes Certificate of Insurance and Host Liquor Liability)
  • Wedding Cancellation (for things like snowstorms, hurricanes and more)
  • Gifts
  • Jewelry
  • Photography/Video
  • Rented Property
  • Special Attire
  • Professional Counseling
  • Loss of Deposits

All Wedsure’s coverages can be added and customized using our instant online quote.

View our full list of coverages for more details.

Wedding Liability Insurance protects you on your special day from any lawsuits that are a result of bodily injury, personal injury or property damage caused by a covered accident which occurs during the course of your events such as the rehearsal, rehearsal dinner, ceremony or reception.

Medical payments coverage is optional coverage available with the purchase of Wedding Liability. Medical Payments covers medical expenses for each injured person, up to the specified limit for each injured person, regardless of who is at fault during a covered event.

Additional Insured endorsements and Certificates of Insurance (Certificate of Liability) are automatically generated with the purchase of Liability Insurance.

Host Liquor Liability is included at no charge with the purchase of Wedsure’s Liability coverage.

Property Damage Liability is included with Wedsure’s Liability coverage.

Your wedding is one of the most important and expensive days of your life. What if you have to cancel or postpone your event due to an unforeseen circumstance such as a hurricane or snowstorm? You could lose thousands of dollars.

No matter if there is a hurricane, tornado, or another incident outside of your control, Wedsure’s Cancellation and Postponement coverage will reimburse you for non-refundable expenses for any covered loss that arises if you have to cancel or postpone your wedding due to a disaster or tragedy beyond your control.

Wedsure goes above and beyond other wedding insurance providers because we also provide coverage for the expenses of  your honeymoon if you have to cancel your wedding for a reason beyond your control.

Read more about Wedding Cancellation/Postponement coverage.

For cancellation coverage, the Named Insured (applicant) should be the person paying for the wedding. Only the nonrefundable expenses paid by the applicant and the honorees are insured under the Cancellation policy.

Yes. Wedsure’s unparalleled Cancellation/Postponement coverage protects you in the event your wedding is cancelled due to extreme weather such as hurricanes, tornadoes, floods, earthquakes, fires, and more! Coverage must be purchased 15 days or more prior to the date of the event.

For coverage due to light rainfall or snow, please consider a tent or Weather Insurance.

Property Damage Liability coverage is included in Wedsure’s exclusive Wedding Liability coverage. Most other policies exclude property damage that’s in your care, custody, and control, such as the venue’s furniture. Wedsure’s Property Damage Liability covers you for claims of alleged damage to property caused by you or your guests.

RVNA’s Wedsure provides some of the highest limits available in the industry.

Yes. Medical Payments are optional when you purchase Wedsure’s Liability coverage.

Wedsure’s Medical Payments coverage, with optional limits up to $5,000 with no deductible, pays reasonable medical expenses for each person who is injured during a covered event from a covered cause of loss.

Yes. Special Attire, Gifts, and Jewelry coverage are just a few options Wedsure offers.

Need coverage for your wedding dress? Buy Special Attire coverage.

Are you worried about your gifts being stolen? Purchase Gifts coverage.

The best man misplaces the wedding band? Jewelry Coverage will replace the wedding band in no time!

Get an Instant Online Quote.
Pick and choose the coverages you need using Wedsure’s online quote. Wedsure has no pre-set packages, so you only buy the coverage you need, saving you money on your policy. Get Quote Online in Seconds

Wedsure’s Change of Heart coverage protects your investment for cancelling the wedding if the bride or groom were to get cold feet.

Of course. Wedsure insures tons of private events. You can choose your event type when you get an instant online quote.

Here’s a brief list of just some of the most popular private events we insure:

  • Anniversary Parties
  • Birthday Parties
  • Bar Mitzvahs
  • Baby Showers
  • Christening
  • Family Funeral Service
  • Family Picnics
  • Family Reunion
  • Gender Reveal Parties
  • Housewarming Party
  • Retirement Party

What if this happens ...

Event sites (venues) and Wedding Professionals (vendors) can go out of business leaving you scrambling to pick up the pieces. In most cases, you will be unable to recover your non-refundable deposits, unless you have Wedsure’s Loss of Deposits coverage. With Loss of Desposits coverage, your deposits are protected in the event your venue or vendors go out of business!

When you purchase Wedsure Loss of Deposits coverage, any vendor deposits you make are covered in the event of wedding deposit misfortune!

Wedsure’s Cancellation/Postponement provides coverage if the officiant or caterer fails to appear or the venue goes out of business.

Wedsure’s Photographs/Video provides coverage if the photographer fails to appear or disappears after the wedding with your wedding pictures.

If a member of the wedding party gets injured or can’t attend the event, including the bride or groom, then Cancellation/Postponement is your best friend. Cancellation or Postponement provides coverage if the bride, groom, immediate family or officiant are seriously injured and can not attend the wedding.

Cancellation/Postponement coverage also covers incidents like the caterer or officiant failing to show up, or if your event site goes out of business.

If you purchased Wedsure’s Liability coverage then yes. Wedsure covers four events on the same Liability policy for one low price starting at $125.

Wedsure’s Liability coverage provides coverage for bodily injury, personal injury or property damage caused by a covered accident as long as it occurs during a covered event, such as a rehearsal, rehearsal dinner, ceremony or reception.

Wedsure’s Liability coverage also includes free Host Liquor Liability and Property Damage Liability. Medical Payments can be added as an optional coverage.

All About Certificates of Insurance

When you purchase a liability policy a Certificate of Insurance is included for free. This Certificate of Insurance details the coverage you have purchased with dates and coverage limits. Often venues or event locations require to be added as an Additional Insured on your liability policy. If you need an Additional Insured added to your policy you can do this when you complete the application and purchase Liability coverage. An Additional Insured endorsement and Certificate of Liability will be issued with your policy documents instantly.

Already Purchased a Wedsure Liability Policy?
If you have already purchased a Liability policy from Wedsure, you can email or print your Certificate of Insurance through your online account. Sign in now

Special Wording
Please note – if your venue has specific wording to be added to the certificate, you can enter their required language when you get your instant online quote and buy a Wedsure policy. Often, the Additional Insured wording required by the Event location can be found in the Event Site Rental Agreement.

Remember, at Wedsure you can always call us with any questions at 1-800-ENGAGED (1-800-364-2433).

No problem, with Wedsure adding an Additional Insured to your Liability policy is fast and easy. We’ll email your Certificate of Liability instantly so you’ll have your Proof of Insurance in seconds.

Add an Additional Insured 24/7 and Print or Email Proof of Insurance in Seconds

Already  have a policy? 
Sign in and Manage your policy. You’ll see the option to add an Additional Insured right there on the first screen. You can even add special wording your venue might request. Sign in now

Need to buy a Wedsure Liability policy?
With Wedsure, you can quote and buy a Liability policy online instantly. Our online Quoting system will walk you  through adding an Additional Insured during the quote. We’ll email you the Certificate of Liability Insurance immediately after purchase, anytime day or night. Quote Online Now then buy the policy using a credit card or e-check.

Need assistance or prefer to talk to someone on the phone?
Our insurance specialists are happy to assist you from 5:30AM to 5:00PM Monday through Friday at 1-800-364.2433 or you can also Request a Certificate using our contact form.

Wedsure provides Proof of Insurance instantly when you buy our Liability Policy. When you quote and buy a policy online you can customize the certificate with the venue’s name and location. We’ll email an Additional Insured endorsement and Certificate of Liability within seconds, any time day or night.

If you already bought a Wedsure Liability policy and need to add an additional insured, then just sign in to manage your policy, and add an Additional Insured with our user-friendly system.

Want to talk to Wedsure Insurance expert? No problem. You can reach us at 1-800-Engaged (1-800-364-2433) Monday – Friday from 5:30AM – 5:00PM or request a callback from our contact form.

Serving Wine, Beer or Cocktails at Your Event?

Yes. Host Liquor Liability is included in the premium of Wedsure’s Liability Insurance for weddings and all the other private events we insure. While other insurance carriers will charge an additional cost for this coverage, Wedsure includes Host Liquor Liability free.

Host Liquor Liability provides protection against bodily injury or property damage claims brought by parties who have been injured as a result of an intoxicated guest who was served alcohol at an event you hosted.

Wedsure includes Host Liquor Liability free with the purchase of Wedding Liability Insurance!

The difference between Host Liquor Liability and Liquor Liability is a very popular question and often confusing, but it doesn’t have to be.

You Need Host Liquor Liability if you are hosting a wedding or a private event like a birthday party or anniversary party and aren’t charging your guests for alcohol and/or making a profit from a cash bar. Host Liquor Liability covers you for claims related to providing alcohol at your event. Wedsure provides Host Liquor Liability free with the purchase of a Liability Insurance policy. Quote Online in Seconds

You need Liquor Liability if there is a charge for admission and alcohol is being served. In this case, it is assumed that a portion of the admission charge is for the alcohol and Liquor Liability would apply. Quote Online at RVNA’s Event Insurance in Minutes.

Remember when it comes to insuring a special events, these two terms have different meanings. Please contact us if you’d like to speak with an insurance expert.

Managing Your Policy

Wedsure Wedding Insurance is available to Quote and Buy online or by calling our wedding insurance specialists and get instant coverage. We accept MasterCard, Visa, Discover and American Express. Once you have purchased a policy you will receive it and be covered in seconds!

Need to show Proof of Insurance to your venue? No problem. We have been fulfilling the insurance needs of venue’s for over 25 years.

You can print or view your documents or get Proof of Insurance online anytime.

Prefer to speak with one of our wedding insurance specialists?
No problem, just call 1-800-364-2433, Monday through Friday anytime from 5:30 AM and 5 PM Pacific Time.

Changes can be requested by filling out the Change Request Form.

Certificates of Insurance can be added to your policy 24/7 by logging into your Wedsure account.

Your policy documents will be available for you to download immediately, once you have purchased your Wedsure wedding policy.

Wedsure provides a secure online policy management system. You can sign in at anytime and view or print your policy documents.

Wedsure knows things don’t always go as planned.

We are happy to provide a full policy refund for any reason as long as we receive your request 48 hours prior to the covered event.

To cancel your policy, please use our online form to request a refund.

Use our quick, interactive contact form to report a claim or call 1-888-347-3428 to report a claim 24/7.

The Basics

R.V. Nuccio & Associates Insurance Brokers (RVNA) founded the Wedsure Wedding Insurance product. When you purchase a policy from, you have RVNA and Allianz beside you.

Fun Fact: Before RVNA, Wedding Insurance didn’t exist.

RVNA, headquartered in Los Angeles, California, operates in all 50 states.

RVNA is the expert in specialty insurance products, and is the number one preferred insurance provider for event sites across the United States.

Venues love RVNA and Wedsure because we offer affordable insurance they can trust for more than 25 years.

WEDSURE is exclusively offered by RVNA. Read more about RVNA and Allianz

All of Wedsure’s policies are insured by A+ rated Global Insurer Allianz, “Going above and beyond on our clients behalf is what we do.”

Allianz insures over half of the Fortune 500® companies and is one of the largest global property and casualty insurers serving over 90 million clients in over 150 countries. Allianz has A+ rating and is an admitted insurance carrier.

Your privacy and security is our highest priority. WEDSURE follows strict guidelines as required by insurance regulations. The quotes and policies available on this website are only offered by R.V. Nuccio & Associates (RVNA). We do not provide your information to third parties. We encrypt sensitive information using secure socket layer (SSL) technology to protect your data. For more information please read our Privacy Policy.

Wedsure accepts all major credit cards including MasterCard, Visa, Discover and American Express. We also accept electronic checks and debit cards.

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