Wedding Insurance

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A Division of RVNA
A Division of RVNA

Wedding Cancellation/Postponement Insurance

Ditch the disaster! Bad things can happen anytime, anyplace — and weddings are no exception.

From extreme weather to severe sickness to job loss, there are numerous unplanned scenarios and events that can wreak havoc with your wedding plans. That’s why it’s just plain smart to have wedding cancellation insurance.

Wedsure’s Cancellation/Postponement Insurance helps safeguard your finances, your wedding and your future. This coverage pays the nonrefundable expenses incurred when the rehearsal, rehearsal dinner, wedding or reception must be canceled or postponed for reasons beyond your control. If the wedding is canceled for a covered reason the honeymoon expenses are also covered.

Quote. Pay. Print. Online 24/7. Starting at $95. Wedsure's Cancellation Insurance is available to quote, purchase and print your documents instantly, online 24/7.


Top 5 Cancellation or Postponement Reasons

  1. Sickness or injury to the bride or groom.
  2. Damage to the event location prior to the wedding.
  3. No shows by the caterer or officiant for the event.
  4. Loss or damage to the bridal gown.
  5. Withdrawal of a written military leave of absence.
  6. Read Cancellation/Postponement stories.

Additional Coverage Options Available:



Top Wedding Insurance FAQs

What happens if the bride, groom or another person crucial to the event gets sick and can't attend the wedding?
If the bride, groom or anyone essential to the wedding is unable to attend due to serious illness or injury, coverage is provided up to the selected limit. Coverage is provided if the caterer or officiate fails to appear on your wedding day. Coverage is also provided if the facility is badly damaged or suffers financial failure.

Is bad weather covered?
If a policy is purchased 14 or more days prior to the date of the first event and extreme weather prevents the bride, groom, a relative whose presence at the wedding is essential or the majority of the guests from reaching the wedding or reception, the costs of rescheduling the event are covered. Additional coverage for weather related incidents are offered through our RVNA Weather Insurance.

Is Host Liquor Liability included?
If you purchase Liability coverage, Host Liquor Liability coverage is included.

What if the photographer doesn't show up?
If purchased, Photographs and Video coverage will pay to retake the photographs or video recording if the photographer/videographer fails to appear, disappears after the wedding with your wedding pictures or video, or the pictures are lost, damaged or stolen. This coverage pays the roundtrip air or auto travel expenses incurred by the bride, the groom and their immediate families and attendants, to reassemble for the wedding pictures to be retaken. It also pays for all associated costs, such as meals and lodging while traveling, rehiring a photographer, renting a premises to stage the wedding pictures, buying a new wedding cake and flowers and renting necessary wedding or special attire.

Are gifts covered if they are lost, stolen or damaged?
If purchased, Gifts coverage will pay to repair or replace gifts that are lost, stolen or damaged anywhere within the policy territory.

More FAQs



Sample Policy and Underwriter Info

All Wedsure wedding insurance policies are secured by the Fireman's Fund. An A+ rated carrier by the A.M. Best Company, Standard & Poor's and Moody's. Fireman's Fund Insurance Company began in 1863, in San Francisco, and their name reflects their colorful beginnings. Fireman's Fund parent company, Allianz SE, of Munich, Germany, is the fourth largest financial institution in the world. Allianz operates in over 70 countries with more than 170,000 employees.

Allianz purchased Fireman's Fund in 1991. Fireman's Fund was a good fit for Allianz because both companies value financial strength, traditional values, and have a philosophy that honors loyalty and service to their customers.

As of December 31, 2007, Fireman's Fund had statutory assets of $11.8 billion, with $2.9 billion in policyholder statutory surplus. Since their acquisition by Allianz in 1991, Fireman's Fund Insurance Company's gross written premiums have grown from just over $3 billion in 1992 to $5.9 billion in 2007.

Sample Policy
View Wedsure Sample Policy

firemans fund

"Without character, man amounts to nothing, and the same is true of a corporation, which is man's creation. Character involves honesty, integrity, loyalty and fair play. These qualities are the foundation of a code which the Fireman's Fund has followed throughout its entire existence, in all its relationships - with agents, policyholders, stockholders, employees and competitors." - J. B. Levison
President of Fireman's Fund, 1917 to 1937



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The information presented on, is only a summary; it is not all inclusive, nor does it alter or waive any of the actual policy language. Read your policy.

Unless otherwise disclosed in your quotation letter, our professional fees are normally based upon a commission, which is calculated by applying a percentage against the collected premium and paid to us by an insurance company. Additionally, RVNA may receive compensation from an insurance company which is based upon premium volume, growth and loss experience, and from a premium finance company for the arrangement of a premium finance agreement. After you have reviewed your quotation letter, you have no obligation to purchase insurance from us. Should you ultimately choose to do so, you are agreeing to all of the charges displayed within your quotation letter.

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